AG Carr and Commissioner King Urge Georgians to Guard Against Home Repair Fraud Following Severe Weather – Georgia Attorney General

Dry Wall Contractor

ATLANTA, GA – Attorney General Chris Carr and Insurance Commissioner John King are urging Georgia residents to guard against home repair fraud and other scams following the occurrence of a tornado or any other severe storm.

“With scam artists ready to prey on vulnerable storm victims, we urge Georgians to contact their insurance provider and thoroughly research a contractor before hiring anyone to make repairs,” said Carr. “Learning to recognize the signs of a scam can save consumers a lot of money and heartache. We know the aftermath of severe weather can be difficult for those impacted, and our Consumer Protection Division stands ready to assist any Georgian who thinks they have encountered a home repair or storm-related scam.”

“As a former Chief of Police, I am all too familiar with bad actors looking to take advantage of victims in the immediate aftermath of a natural disaster,” said King. “Consumers should always be wary of anyone who shows up offering repairs immediately after a storm and make sure to contact their insurance company before signing any contracts. Our office is here to help answer questions about your policy or to assist you with getting a timely response from your insurer.”

When bad storms or tornadoes cause widespread damage to homes, criminals may try to exploit the disaster. These scam artists, often referred to as “storm chasers,” may ask homeowners for up-front payments for home repair services and then disappear without ever doing the work. In other cases, scammers may charge exorbitant prices, charge you for unnecessary repairs or do substandard work. Sometimes scammers offer to cover the homeowner’s insurance deductible and persuade them to give fake reports to the insurance company, potentially implicating the homeowner in a case of insurance fraud.

The Attorney General’s Consumer Protection Division offers the following tips to those who are in need of home repair work or tree-removal services: 

  • Avoid door-to-door offers for home repair work. Instead, ask friends and neighbors for referrals.
  • Steer clear of any contractor who asks for full payment up-front, only accepts payment in cash, or who refuses to provide you with a written contract.
  • Ask contractors for three references of customers who had projects similar to yours, and check them out.
  • Get written bids from at least three contractors. Be skeptical if the bid is too low. Cheaper is not necessarily better.
  • Always insist on a contract for work to be performed, with all guarantees, warranties and promises in writing. Agree on start and completion dates and have them written into the contract.
  • Never pay for the entire project before the work begins. Consider paying no more than one-third of the total cost as a down payment, with remaining payments tied to completion of specified amounts of work, and the final payment not due until the job is completed.
  • Be skeptical of any contractor that …….

    Source: https://law.georgia.gov/press-releases/2022-05-06/ag-carr-and-commissioner-king-urge-georgians-guard-against-home-repair

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